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Budget Mondays

December 10, 2013

Monday – 12/9/2013

It’s Monday – a painful day for most people, yours truly included. Sometimes it is made even more painful as we remember just how much money we ended up spending over the weekend.

Budget

It’s one word that can make people cringe, angry and sad all at the same time, a rare occurrence indeed. There are plenty of reasons for this – people are told at work that their budgets are being cut, their ideas cannot be funded because they are not in the budget, and in our personal life, our budgets don’t usually quite match up to our desires.

In the midst of the Holiday shopping season, and with only a few weeks left until Christmas, learning about personal budgeting is not very high on many “to-do” lists.

It is important to remember, however, that the debts incurred during this time of year do not disappear when the last cup of eggnog or last gingerbread cookie disappear. Gifts and festivities are wonderful opportunities to spend time with friends, family, and loved ones, but as we have discussed over the last few weeks it is possible for this time of year to be both festive AND budget-friendly.

With that in mind, it is sometimes said that the two best gifts a person can receive are opportunity and information. Let’s take a look at some excellent places to get information, for free, on personal budgeting 🙂

http://www.daveramsey.com/category/tools/
http://www.daveramsey.com/tools/budget-forms/
http://financialplan.about.com/od/budgeting/Budgeting_and_Money_Management.htm
http://www.apartmentguide.com/blog/top-budgeting-resources-for-20-somethings/
http://www.ask.com/explore/free-budget-worksheets?ad=semD&an=google_s&am=broad&o=4811

Happy Reading!

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